Therapy at our Midtown Manhattan practice costs $195 to $275 per session, depending on the therapist and the type of session. We’re out-of-network, which means you pay us directly and can submit a receipt to your insurance for possible reimbursement. How much you get back depends on your plan, so it’s worth checking before you start. You can instantly check your out-of-network insurance coverage using our complimentary insurance benefits calculator!
What does a therapy session cost at your practice?
Sessions run $195 to $275 and last 45 minutes. Exact rates for each therapist and for couples therapy are on our Fees & Insurance page.
Most clients start weekly. At $195, four sessions a month comes to $780. At $275, it’s $1,100. Better to see those numbers up front than be surprised.
What does out-of-network mean?
It means we don’t bill your insurance company directly. You pay for each session, and we give you a superbill, a receipt with the codes your insurer needs. You submit it to your plan for reimbursement. We also work with Mentaya, which can submit claims to your insurer for you.
How do I find out if my plan reimburses therapy?
Call the number on your insurance card and ask:
Do I have out-of-network mental health benefits?
Do I have a deductible, and how much have I met?
What percentage of the session fee is reimbursed?
Is there a yearly maximum or a limit on sessions?
Does it cover telehealth?
Do I need pre-authorization?
For example, if your plan reimburses 60% after your deductible, a $195 session would cost $78 out of pocket, after reimbursement. Yours might be higher, lower, or $0. Couples therapy is reimbursed less often than individual therapy, so ask about it directly.
Can I use an HSA or FSA for therapy?
Often, yes. Many people pay for therapy with HSA or FSA funds, but plans differ, so confirm with your plan administrator before you book.
How do I know therapy is worth the money?
Fair question, and the honest answer isn’t a promise. Ask any therapist how they work, what the first few sessions look like, and how you’ll both know if it’s helping. In our practice, the first sessions focus on what’s bringing you in and what you’d like to feel different. We check in regularly on your goals and adjust as we go. Therapy shouldn’t leave you guessing.
A free 15-minute phone consultation is the easiest place to ask about fees, insurance, and fit. There’s no pressure to start.
Ready to talk? Book a free consultation or reach out through the contact page. We see clients in person in Midtown Manhattan. Julie sees virtual clients in New York, New Jersey, and Florida, and Geraldine sees virtual clients in New York.
